Vehicle Sales & Finance Ltd – We provide the car and the finance!

Open 7 Days – Cars Available.

Vehicle Sales & Finance –for good and adverse credit clients.

Looking to purchase a vehicle with a finance package that suits most budgets and families? Weekly payments are worked out to suit your budget.

We provide a wide range of vehicles to suit most budgets and family sizes. We operate in most regions – almost anywhere in the country.

If you feel your credit isn’t good enough to get approved via Vehicle Sales & Finance Ltd., please apply through here.

There are two ways to apply:

1. Simply apply online by registering your details via our pre-sub application form. You need to email this to us and then you will be contacted to request supporting information, which enables us to access your initial pre-sub application. Ideally, you should forward your supporting documentation to us by email. This speeds up the process which will take longer for those who do not have all of their paperwork ready to go. See below.
2. For those who have all of their paperwork ready to go – you are able to click here to download the Full Application Form.

Supporting documents:

Please remember to email sue@vehiclesalesfinance.co.nz with your supporting documents. The supporting documents required are:

1. Copy of full application (to be completed)
2. Copy of your two latest payslips
3. and/or copy of your WINZ breakdown
4. Proof of address, i.e. your phone bill or your power bill – If you are in a Housing Corp home we prefer the front page of your tenancy agreement as proof of address
5. Latest 30 days of bank statements
6. Copy of your driver’s license and or your passport (we must have photo ID)
7. Employment details (if applicable)

We try to make the process easy, but at the same time we are mindful that your budget has to allow for the costs of running and maintaining the vehicle that we supply, not just the weekly loan repayment. All vehicles must be insured, we are able to arrange cover in most instances.

Furthermore we acknowledge that your circumstances may change from time to time so please keep us updated on changes that may affect your ability to service your loan with us. If things are becoming difficult for you to make your payments we would rather that you contact us and make a payment arrangement than not – which may lead to repossession of your vehicle.