We provide options for good and bad credit clients.

Both may apply. Applications are subject to our lending criteria, ensuring that any car payment is affordable for you and your family and that it will fit comfortably within your weekly budget. Applications may be declined

About Us

We have a range of vehicles to suit most budgets. We operate in most regions and as such can deliver your vehicle to you – almost anywhere in the country.

Whatever the financial situation – we can potentially help.

We’ve all had rough times but the difference it can make to not only a person but their families, and the future of their children, to be given a second or even in some cases a third or fourth chance, can be life-changing.

Yes, maybe you do have a challenging credit history, and no one will give you finance. Chances are we will, if you are in a position NOW be able to make your repayments. We will work with you to figure out what is a manageable repayment amount for you to be able to have a car and still pay for your other necessities for daily living.

Simply apply online by registering your details and providing supporting information, we will email or telephone you to process your full vehicle loan application.

If you can complete the full application form here and email the necessary supporting documents as listed on the FAQ’s page, your application can be given priority.

No matter what your credit history is, come talk to us. We will guide you through a responsible lending review based on your situation!

We try to make the process easy, but at the same time, we are mindful that your budget has to allow for the costs of running and maintaining the vehicle that we supply, not just the weekly loan repayment.

All vehicles must be insured, and we are able to arrange cover in most instances.

**Lending conditions apply, some applications may be declined.

Privacy Waiver

I/We apply for a loan and certify that the particulars above and overleaf are true and correct and that I am over the age of 18 years and am not an undischarged bankrupt. Pursuant to the Privacy Act 1993 I/We authorize any finance company to contact any credit reporting agencies, credit providers, my/our employer/ s, accountant/s, or any other source, to obtain, check and exchange (both now and in the future) such personal, financial and commercial information and references about me/us as is necessary for the purpose of considering this application, the protection and administration of any loan arising out of this application, and to assist in the enforcement of any agreement between me/us and any finance company. I/We agree that you may produce this authority to such parties for the purposes of correcting such information. Under the provisions of the Privacy Act 1993, you are entitled to have access and request correction to personal information held. Furthermore I / We specifically authorise the Finance Company to search by way of a credit check for any Ministry of Justice overdue fines that may be outstanding. Overdue fines are defined as fines or reparation overdue for payment to Ministry of Justice and not under a current payment arrangement.