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We provide options for good and bad credit clients.

Both may apply. Applications are subject to our lending criteria, ensuring that any car payment is affordable for you and your family and that it will fit comfortably within your weekly budget. Applications may be declined

About Us

We have a range of vehicles to suit most budgets. We operate in most regions and as such can deliver your vehicle to you – almost anywhere in the country.

Whatever the financial situation – we can potentially help.

We’ve all had rough times but the difference it can make to not only a person but their families, and the future of their children, to be given a second or even in some cases a third or fourth chance, can be life-changing.

Yes, maybe you do have a challenging credit history, and no one will give you finance. Chances are we will, if you are in a position NOW be able to make your repayments. We will work with you to figure out what is a manageable repayment amount for you to be able to have a car and still pay for your other necessities for daily living.

Simply apply online by registering your details and providing supporting information, we will email or telephone you to process your full vehicle loan application.

If you can complete the full application form here and email the necessary supporting documents as listed on the FAQ’s page, your application can be given priority.

No matter what your credit history is, come talk to us. We will guide you through a responsible lending review based on your situation!

We try to make the process easy, but at the same time, we are mindful that your budget has to allow for the costs of running and maintaining the vehicle that we supply, not just the weekly loan repayment.

All vehicles must be insured, and we are able to arrange cover in most instances.

APPLY NOW
Full Application Form

**Lending conditions apply, some applications may be declined.

Privacy Waiver

I/We apply for a loan and certify that the particulars above and overleaf are true and correct, and that I/we are over the age of 18 years and are not undischarged bankrupts.

Pursuant to the Privacy Act 2020, I/we authorise the Finance Company and any related finance company to contact any credit reporting agencies, credit providers, employers, Government agencies or departments, accountants, identity verification providers, debt collection agencies, repossession agents, insurers, or any other source, to obtain, check, collect and exchange (both now and in the future) such personal, financial, credit and commercial information and references about me/us as is necessary for the purpose of considering this application, verifying my/our identity, administering and protecting any loan arising from this application, enforcing any agreement between me/us and the Finance Company, recovering any monies owing, or complying with legal and regulatory obligations.

I/We understand that personal information may also be collected indirectly from third parties in accordance with the Information Privacy Principles, including IPP3A, where permitted by law.

I/We agree that this authority may be provided to such parties for the purposes of obtaining or correcting such information. Under the provisions of the Privacy Act 2020, I/we are entitled to request access to and correction of any personal information held about me/us.

Furthermore, I/we specifically authorise the Finance Company to undertake a credit check for any Ministry of Justice overdue fines that may be outstanding. Overdue fines are defined as fines or reparations overdue for payment to the Ministry of Justice and not subject to a current payment arrangement.